Launch App

TERMS OF USE

Last Modified: 01.03.2026

Welcome to app.brila.finance (the “Website”), an online user interface. The Website provides access to a decentralized protocol deployed on blockchain networks that enables digital asset lenders and borrowers to enter into uncollateralized lending arrangements (the “Protocol”).

Please read these Terms of Use and our Privacy Policy (collectively, the “Terms”) carefully, as you agree that you consent to these Terms by your use of the Website and participation in the Protocol and related services described herein.

Operator and Administration

These Terms of Use are entered into by and between you and TrueFi Foundation Ltd, a company incorporated in the British Virgin Islands (company registration number 2100306) with registered address at Trinity Chambers, PO Box 4301, Road Town, Tortola, British Virgin Islands (the “Company,” “Brila,” “we,” “our,” or “us”).

The Website, domain name, servers, governance-related administration, treasury operations, and associated software development are maintained by or on behalf of the Company.

These Terms govern your access to and use of the Website, including any content, functionality, and services offered on or through the Website, whether as a guest, token holder, staker, lender, borrower, or other participant in the Protocol.

If you do not agree to these Terms, do not access or use the Website or any related services.

Additional Terms

We may require you to agree to additional terms, agreements, disclosures, or policies in connection with specific features or services (“Additional Terms”). Such Additional Terms are incorporated by reference into and subject to these Terms.

If you do not agree to any applicable Additional Terms, you must not use the relevant service.

Eligibility; Sanctions; Restricted Persons

The Website is intended only for individuals who are eighteen (18) years of age or older.

By accessing or using the Website, you represent and warrant that:

  • You are at least eighteen (18) years old;
  • You are not located in, incorporated in, or ordinarily resident in any jurisdiction where access to or use of the Website or the Protocol would be unlawful;
  • You are not (and are not owned or controlled by, or acting on behalf of) a person or entity subject to sanctions administered or enforced by the United Nations, the United States (including the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC)), the European Union, the United Kingdom, or any other relevant governmental authority;
  • Your access to and use of the Website and the Protocol complies with all applicable laws and regulations.

We reserve the right to restrict, suspend, or terminate access to the Website at any time if required to comply with applicable law or risk-based compliance obligations.

No U.S. Operations; International Use

The Website is owned and operated by the Company from outside the United States. The Company does not represent that the Website is appropriate or available for use in all jurisdictions.

You are solely responsible for ensuring that your access to and use of the Website and the Protocol complies with the laws applicable to you.

Changes to the Terms and Website

We may modify these Terms at any time in our sole discretion. Changes are effective immediately upon posting to the Website. Continued use of the Website following any updates constitutes acceptance of the revised Terms.

We may update, suspend, or discontinue any aspect of the Website at any time without notice.

No Class Proceedings

To the fullest extent permitted by applicable law, you agree that any claims arising out of or relating to these Terms or the Website shall be brought on an individual basis only and not as part of any class, representative, or collective action.

No adjudicator shall consolidate claims or preside over any class or representative proceeding.

Anti-Money Laundering and Compliance

We may implement risk-based compliance procedures, including customer due diligence and transaction monitoring, in accordance with applicable anti-money laundering and counter-terrorist financing laws and international standards.

We reserve the right to refuse or restrict access to any user that does not meet compliance requirements.

Account Security

You are solely responsible for safeguarding any credentials, wallet access, or private keys used in connection with the Website. We are not responsible for any loss resulting from unauthorized access.

Fees

You are responsible for all on-chain transaction costs associated with blockchain interactions.

Where applicable, the Protocol may apply fees as disclosed within the relevant interface or documentation.

Taxes

You are solely responsible for determining and fulfilling any tax obligations arising from your use of the Website or Protocol. Nothing in these Terms creates a partnership, agency, or fiduciary relationship between you and the Company.

Assumption of Risk; No Advice; No Fiduciary Duties

Cryptographic tokens and blockchain-based systems involve substantial risk. You acknowledge and agree that:

  • The Company does not provide investment, legal, or tax advice;
  • Information provided on the Website is for informational purposes only;
  • The Protocol operates through smart contracts deployed on public blockchain networks;
  • The value of digital assets is highly volatile;
  • Transactions are irreversible and may result in loss of digital assets.

To the fullest extent permitted by law, we disclaim any fiduciary duties.

You assume full responsibility for all risks associated with your use of the Website and Protocol.

Feedback

If you provide feedback, suggestions, or ideas, you grant the Company the right to use such feedback without restriction or compensation.

Intellectual Property Rights

The Website and its contents are owned by the Company or its licensors and are protected by applicable intellectual property laws.

You may use the Website for personal use only. You may not reproduce, distribute, modify, reverse-engineer, or exploit any portion of the Website except as expressly permitted.

Prohibited Uses

You agree not to:

  • Violate any applicable law or regulation;
  • Engage in fraudulent, deceptive, or harmful conduct;
  • Use the Website in connection with unlawful funds;
  • Attempt to interfere with or disrupt the Website or Protocol;
  • Reverse-engineer or compromise the Website;
  • Circumvent sanctions or compliance restrictions.

Reliance on Information Posted

Information on the Website is provided for informational purposes only. We do not warrant its accuracy, completeness, or reliability.

Third-party content reflects the views of its authors and not necessarily those of the Company.

Links to Third-Party Websites

The Website may contain links to third-party websites. We are not responsible for their content or policies.

Release of Claims

To the fullest extent permitted by applicable law, you waive and release the Company from any claims arising out of or relating to your use of the Website or Protocol.

Disclaimer of Warranties

THE WEBSITE AND PROTOCOL ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE WEBSITE OR PROTOCOL.

IN NO EVENT SHALL THE TOTAL LIABILITY OF THE COMPANY EXCEED ANY FEES PAID BY YOU TO THE COMPANY, IF ANY.

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates from and against any claims, damages, liabilities, and expenses arising from:

  • Your violation of these Terms;
  • Your misuse of the Website or Protocol;
  • Your violation of applicable laws.

Export Controls

You may not use or access the Website in violation of applicable sanctions or export control laws.

Governing Law and Jurisdiction

These Terms and any dispute arising out of or relating to these Terms, the Website, or the Protocol shall be governed by and construed in accordance with the laws of the British Virgin Islands.

Subject to any mandatory provisions of applicable law, the courts of the British Virgin Islands shall have exclusive jurisdiction over any disputes.

Waiver and Severability

Failure to enforce any provision shall not constitute a waiver. If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding the Website and supersede all prior understandings.